/* ====================================
   Little Lake Lending - Main Stylesheet
   Professional Financial Services Design
   ==================================== */

/* Google Fonts */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;500;600;700&family=Source+Sans+3:wght@300;400;500;600;700&family=JetBrains+Mono:wght@400;500&display=swap');

/* CSS Variables */
:root {
  /* Brand Colors - Vibrant Teal & Gold Theme */
  --primary: #0D9488;
  --primary-dark: #0F766E;
  --primary-light: #14B8A6;
  --secondary: #6366F1;
  --accent: #F59E0B;
  --accent-hover: #D97706;
  
  /* Neutrals */
  --white: #FFFFFF;
  --off-white: #F8FAFB;
  --light-gray: #E8EEF2;
  --medium-gray: #94A3B8;
  --dark-gray: #475569;
  --charcoal: #1E293B;
  --black: #0F172A;
  
  /* Status Colors */
  --success: #10B981;
  --warning: #F59E0B;
  --error: #EF4444;
  
  /* Typography */
  --font-display: 'Playfair Display', Georgia, serif;
  --font-body: 'Source Sans 3', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono: 'JetBrains Mono', monospace;
  
  /* Spacing */
  --space-xs: 0.25rem;
  --space-sm: 0.5rem;
  --space-md: 1rem;
  --space-lg: 1.5rem;
  --space-xl: 2rem;
  --space-2xl: 3rem;
  --space-3xl: 4rem;
  --space-4xl: 6rem;
  
  /* Border Radius */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 20px;
  --radius-full: 9999px;
  
  /* Shadows */
  --shadow-sm: 0 1px 2px rgba(15, 23, 42, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(15, 23, 42, 0.1), 0 2px 4px -1px rgba(15, 23, 42, 0.06);
  --shadow-lg: 0 10px 15px -3px rgba(15, 23, 42, 0.1), 0 4px 6px -2px rgba(15, 23, 42, 0.05);
  --shadow-xl: 0 20px 25px -5px rgba(15, 23, 42, 0.1), 0 10px 10px -5px rgba(15, 23, 42, 0.04);
  --shadow-glow: 0 0 40px rgba(15, 76, 117, 0.15);
  
  /* Transitions */
  --transition-fast: 150ms ease;
  --transition-base: 250ms ease;
  --transition-slow: 400ms ease;
  
  /* Container */
  --container-max: 1280px;
  --container-narrow: 900px;
}

/* Reset & Base */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.7;
  color: var(--charcoal);
  background-color: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--primary-light);
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.3;
  color: var(--black);
}

h1 {
  font-size: clamp(2.25rem, 5vw, 3.5rem);
  font-weight: 700;
}

h2 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
}

h3 {
  font-size: clamp(1.25rem, 3vw, 1.75rem);
}

h4 {
  font-size: 1.25rem;
}

p {
  margin-bottom: var(--space-md);
}

/* Container */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

.container-narrow {
  max-width: var(--container-narrow);
}

/* ====================================
   HEADER & NAVIGATION (Non-Sticky)
   ==================================== */
.header {
  background: var(--white);
  border-bottom: 1px solid var(--light-gray);
  padding: var(--space-md) 0;
  position: relative;
  z-index: 100;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-xl);
}

.logo {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.logo-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 1.5rem;
}

.logo-text {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--primary);
  line-height: 1.2;
}

.logo-text span {
  display: block;
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--medium-gray);
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.nav-main {
  display: flex;
  align-items: center;
  gap: var(--space-xs);
}

.nav-main a {
  padding: var(--space-sm) var(--space-md);
  color: var(--dark-gray);
  font-weight: 500;
  font-size: 0.95rem;
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
}

.nav-main a:hover,
.nav-main a.active {
  color: var(--primary);
  background: var(--off-white);
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: var(--space-md);
}

.mobile-menu-btn {
  display: none;
  background: none;
  border: none;
  padding: var(--space-sm);
  cursor: pointer;
  color: var(--charcoal);
}

/* Tablet Navigation */
@media (max-width: 1024px) {
  .nav-main {
    gap: var(--space-xs);
  }
  
  .nav-main a {
    padding: var(--space-xs) var(--space-sm);
    font-size: 0.85rem;
  }
  
  .nav-cta .btn {
    padding: var(--space-sm) var(--space-md);
    font-size: 0.875rem;
  }
}

/* Mobile Navigation */
@media (max-width: 768px) {
  .header-inner {
    flex-wrap: wrap;
  }
  
  .nav-main {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: var(--space-lg);
    border-bottom: 1px solid var(--light-gray);
    box-shadow: var(--shadow-lg);
    display: none;
    z-index: 999;
  }
  
  .nav-main.active {
    display: flex;
  }
  
  .nav-main a {
    width: 100%;
    text-align: center;
    padding: var(--space-md);
    font-size: 1rem;
  }
  
  .mobile-menu-btn {
    display: flex;
    align-items: center;
    justify-content: center;
  }
  
  .nav-cta .btn {
    padding: var(--space-sm) var(--space-md);
    font-size: 0.875rem;
  }
}

/* ====================================
   BUTTONS
   ==================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-sm);
  padding: var(--space-md) var(--space-xl);
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  border-radius: var(--radius-md);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition-base);
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: var(--white);
  border-color: var(--primary);
}

.btn-primary:hover {
  background: linear-gradient(135deg, var(--primary-light) 0%, var(--primary) 100%);
  border-color: var(--primary-light);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-secondary {
  background: var(--white);
  color: var(--primary);
  border-color: var(--primary);
}

.btn-secondary:hover {
  background: var(--primary);
  color: var(--white);
}

.btn-accent {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-hover) 100%);
  color: var(--black);
  border-color: var(--accent);
}

.btn-accent:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-lg {
  padding: var(--space-lg) var(--space-2xl);
  font-size: 1.125rem;
}

.btn-sm {
  padding: var(--space-sm) var(--space-md);
  font-size: 0.875rem;
}

/* ====================================
   HERO SECTION
   ==================================== */
.hero {
  position: relative;
  background: linear-gradient(135deg, #0D9488 0%, #0F766E 25%, #115E59 50%, #134E4A 75%, #1E293B 100%);
  color: var(--white);
  padding: var(--space-4xl) 0;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='800' height='600' viewBox='0 0 800 600'%3E%3Cdefs%3E%3ClinearGradient id='coinGrad' x1='0%25' y1='0%25' x2='100%25' y2='100%25'%3E%3Cstop offset='0%25' style='stop-color:%23F59E0B;stop-opacity:0.3'/%3E%3Cstop offset='100%25' style='stop-color:%23D97706;stop-opacity:0.1'/%3E%3C/linearGradient%3E%3C/defs%3E%3C!-- Decorative Circles representing coins/money --%3E%3Ccircle cx='100' cy='100' r='60' fill='none' stroke='rgba(255,255,255,0.08)' stroke-width='2'/%3E%3Ccircle cx='100' cy='100' r='45' fill='none' stroke='rgba(255,255,255,0.05)' stroke-width='1'/%3E%3Ccircle cx='700' cy='150' r='80' fill='none' stroke='rgba(255,255,255,0.06)' stroke-width='2'/%3E%3Ccircle cx='700' cy='150' r='60' fill='none' stroke='rgba(255,255,255,0.04)' stroke-width='1'/%3E%3Ccircle cx='650' cy='500' r='100' fill='none' stroke='rgba(245,158,11,0.1)' stroke-width='2'/%3E%3Ccircle cx='650' cy='500' r='75' fill='none' stroke='rgba(245,158,11,0.08)' stroke-width='1'/%3E%3Ccircle cx='150' cy='450' r='50' fill='none' stroke='rgba(255,255,255,0.05)' stroke-width='2'/%3E%3C!-- Dollar signs --%3E%3Ctext x='95' y='110' font-family='Arial' font-size='30' fill='rgba(255,255,255,0.06)' text-anchor='middle'%3E$%3C/text%3E%3Ctext x='695' y='160' font-family='Arial' font-size='40' fill='rgba(255,255,255,0.05)' text-anchor='middle'%3E$%3C/text%3E%3Ctext x='645' y='515' font-family='Arial' font-size='50' fill='rgba(245,158,11,0.08)' text-anchor='middle'%3E$%3C/text%3E%3C!-- Wave pattern at bottom --%3E%3Cpath d='M0 550 Q200 500 400 550 T800 550 L800 600 L0 600 Z' fill='rgba(255,255,255,0.03)'/%3E%3Cpath d='M0 570 Q200 530 400 570 T800 570 L800 600 L0 600 Z' fill='rgba(255,255,255,0.02)'/%3E%3C!-- Decorative lines representing growth/charts --%3E%3Cpath d='M50 300 L150 250 L250 280 L350 200 L450 230' stroke='rgba(16,185,129,0.15)' stroke-width='3' fill='none' stroke-linecap='round'/%3E%3Cpath d='M500 350 L550 300 L600 320 L650 280 L700 250 L750 270' stroke='rgba(245,158,11,0.12)' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C!-- Small dots pattern --%3E%3Ccircle cx='200' cy='200' r='3' fill='rgba(255,255,255,0.1)'/%3E%3Ccircle cx='300' cy='150' r='2' fill='rgba(255,255,255,0.08)'/%3E%3Ccircle cx='400' cy='100' r='3' fill='rgba(255,255,255,0.1)'/%3E%3Ccircle cx='500' cy='180' r='2' fill='rgba(255,255,255,0.06)'/%3E%3Ccircle cx='250' cy='350' r='2' fill='rgba(255,255,255,0.08)'/%3E%3Ccircle cx='450' cy='400' r='3' fill='rgba(255,255,255,0.1)'/%3E%3Ccircle cx='550' cy='450' r='2' fill='rgba(255,255,255,0.06)'/%3E%3Ccircle cx='350' cy='500' r='3' fill='rgba(245,158,11,0.1)'/%3E%3C!-- Lake wave symbol for brand --%3E%3Cpath d='M30 550 Q50 540 70 550 Q90 560 110 550 Q130 540 150 550' stroke='rgba(255,255,255,0.1)' stroke-width='2' fill='none'/%3E%3Cpath d='M650 80 Q670 70 690 80 Q710 90 730 80 Q750 70 770 80' stroke='rgba(255,255,255,0.08)' stroke-width='2' fill='none'/%3E%3C/svg%3E");
  background-size: cover;
  background-position: center;
  opacity: 1;
}

.hero::after {
  content: '';
  position: absolute;
  top: -30%;
  right: -15%;
  width: 50%;
  height: 160%;
  background: radial-gradient(ellipse, rgba(245, 158, 11, 0.12) 0%, transparent 60%);
  pointer-events: none;
}

.hero-inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-3xl);
  align-items: center;
}

.hero-content h1 {
  color: var(--white);
  margin-bottom: var(--space-lg);
}

.hero-content h1 span {
  color: var(--accent);
}

.hero-subtitle {
  font-size: 1.25rem;
  color: rgba(255,255,255,0.9);
  margin-bottom: var(--space-xl);
  line-height: 1.6;
}

.hero-features {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-lg);
  margin-bottom: var(--space-xl);
}

.hero-feature {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-size: 0.95rem;
  color: rgba(255,255,255,0.95);
}

.hero-feature svg {
  color: var(--accent);
  flex-shrink: 0;
}

.hero-cta {
  display: flex;
  gap: var(--space-md);
  flex-wrap: wrap;
}

/* Hero Form */
.hero-form-wrapper {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: var(--space-2xl);
  box-shadow: var(--shadow-xl);
}

.hero-form-wrapper h3 {
  color: var(--primary);
  margin-bottom: var(--space-sm);
  font-size: 1.5rem;
}

.hero-form-wrapper p {
  color: var(--dark-gray);
  margin-bottom: var(--space-lg);
  font-size: 0.95rem;
}

@media (max-width: 968px) {
  .hero-inner {
    grid-template-columns: 1fr;
    text-align: center;
  }
  
  .hero-features {
    justify-content: center;
  }
  
  .hero-cta {
    justify-content: center;
  }
  
  .hero-form-wrapper {
    max-width: 500px;
    margin: 0 auto;
  }
}

/* ====================================
   FORMS
   ==================================== */
.form-group {
  margin-bottom: var(--space-lg);
}

.form-group label {
  display: block;
  font-weight: 600;
  color: var(--charcoal);
  margin-bottom: var(--space-sm);
  font-size: 0.95rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: var(--space-md);
  font-family: var(--font-body);
  font-size: 1rem;
  border: 2px solid var(--light-gray);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
  background: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(15, 76, 117, 0.1);
}

.form-group input::placeholder {
  color: var(--medium-gray);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-md);
}

@media (max-width: 600px) {
  .form-row {
    grid-template-columns: 1fr;
  }
}

.form-note {
  font-size: 0.85rem;
  color: var(--medium-gray);
  margin-top: var(--space-md);
}

.form-note svg {
  vertical-align: middle;
  margin-right: var(--space-xs);
}

/* ====================================
   SECTIONS
   ==================================== */
.section {
  padding: var(--space-4xl) 0;
}

.section-light {
  background: var(--off-white);
}

.section-dark {
  background: var(--charcoal);
  color: var(--white);
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto var(--space-3xl);
}

.section-header h2 {
  margin-bottom: var(--space-md);
}

.section-header p {
  color: var(--dark-gray);
  font-size: 1.125rem;
}

.section-dark .section-header p {
  color: rgba(255,255,255,0.8);
}

.section-label {
  display: inline-block;
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
  color: var(--white);
  padding: var(--space-xs) var(--space-md);
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: var(--space-md);
}

/* ====================================
   CARDS
   ==================================== */
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
  border: 1px solid var(--light-gray);
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
}

.card-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 1.5rem;
  margin-bottom: var(--space-lg);
}

.card h3 {
  margin-bottom: var(--space-sm);
}

.card p {
  color: var(--dark-gray);
  margin-bottom: 0;
}

/* Card Grid */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-xl);
}

.card-grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.card-grid-4 {
  grid-template-columns: repeat(4, 1fr);
}

@media (max-width: 968px) {
  .card-grid-3,
  .card-grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .card-grid-3,
  .card-grid-4 {
    grid-template-columns: 1fr;
  }
}

/* ====================================
   FEATURES LIST
   ==================================== */
.features-list {
  list-style: none;
}

.features-list li {
  display: flex;
  align-items: flex-start;
  gap: var(--space-md);
  padding: var(--space-md) 0;
  border-bottom: 1px solid var(--light-gray);
}

.features-list li:last-child {
  border-bottom: none;
}

.features-list svg {
  color: var(--success);
  flex-shrink: 0;
  margin-top: 2px;
}

/* ====================================
   STATS
   ==================================== */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-xl);
}

.stat-item {
  text-align: center;
}

.stat-number {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--primary);
  line-height: 1;
  margin-bottom: var(--space-sm);
}

.stat-label {
  color: var(--dark-gray);
  font-size: 0.95rem;
}

@media (max-width: 768px) {
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* ====================================
   TESTIMONIALS
   ==================================== */
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: var(--space-2xl);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--light-gray);
}

.testimonial-stars {
  color: var(--accent);
  margin-bottom: var(--space-md);
}

.testimonial-text {
  font-size: 1.1rem;
  font-style: italic;
  color: var(--charcoal);
  margin-bottom: var(--space-lg);
  line-height: 1.8;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: var(--space-md);
}

.testimonial-avatar {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-weight: 700;
  font-size: 1.25rem;
}

.testimonial-info h4 {
  font-size: 1rem;
  margin-bottom: 2px;
}

.testimonial-info span {
  font-size: 0.875rem;
  color: var(--medium-gray);
}

/* ====================================
   FAQ ACCORDION
   ==================================== */
.faq-item {
  background: var(--white);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-md);
  border: 1px solid var(--light-gray);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-lg);
  background: none;
  border: none;
  cursor: pointer;
  font-family: var(--font-body);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--charcoal);
  text-align: left;
  transition: all var(--transition-fast);
}

.faq-question:hover {
  background: var(--off-white);
}

.faq-question svg {
  flex-shrink: 0;
  transition: transform var(--transition-base);
}

.faq-item.active .faq-question svg {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-slow);
}

.faq-item.active .faq-answer {
  max-height: 500px;
}

.faq-answer-inner {
  padding: 0 var(--space-lg) var(--space-lg);
  color: var(--dark-gray);
  line-height: 1.8;
}

/* ====================================
   STEPS / PROCESS
   ==================================== */
.steps-container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-xl);
  position: relative;
}

.steps-container::before {
  content: '';
  position: absolute;
  top: 35px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: var(--light-gray);
  z-index: 0;
}

.step-item {
  text-align: center;
  position: relative;
  z-index: 1;
}

.step-number {
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 700;
  margin: 0 auto var(--space-lg);
  box-shadow: var(--shadow-lg);
}

.step-item h4 {
  margin-bottom: var(--space-sm);
}

.step-item p {
  font-size: 0.95rem;
  color: var(--dark-gray);
}

@media (max-width: 768px) {
  .steps-container {
    grid-template-columns: 1fr;
  }
  
  .steps-container::before {
    display: none;
  }
}

/* ====================================
   CTA BANNER
   ==================================== */
.cta-banner {
  background: linear-gradient(135deg, #0D9488 0%, #6366F1 50%, #8B5CF6 100%);
  border-radius: var(--radius-xl);
  padding: var(--space-3xl);
  text-align: center;
  color: var(--white);
  position: relative;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(13, 148, 136, 0.3);
}

.cta-banner::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -50%;
  width: 100%;
  height: 200%;
  background: radial-gradient(circle, rgba(255,255,255,0.15) 0%, transparent 60%);
}

.cta-banner::after {
  content: '';
  position: absolute;
  bottom: -50%;
  left: -30%;
  width: 80%;
  height: 200%;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.2) 0%, transparent 50%);
}

.cta-banner h2 {
  color: var(--white);
  margin-bottom: var(--space-md);
  position: relative;
}

.cta-banner p {
  font-size: 1.125rem;
  opacity: 0.95;
  margin-bottom: var(--space-xl);
  position: relative;
}

.cta-banner .btn {
  position: relative;
}

/* ====================================
   TRUST BADGES
   ==================================== */
.trust-badges {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2xl);
  flex-wrap: wrap;
  padding: var(--space-xl) 0;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  color: var(--dark-gray);
  font-size: 0.9rem;
}

.trust-badge svg {
  color: var(--success);
}

/* ====================================
   AUTHOR BOX (E-E-A-T)
   ==================================== */
.author-box {
  background: var(--off-white);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
  display: flex;
  gap: var(--space-xl);
  align-items: flex-start;
  margin: var(--space-2xl) 0;
  border-left: 4px solid var(--primary);
}

.author-avatar {
  width: 100px;
  height: 100px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 2.5rem;
  font-weight: 700;
  flex-shrink: 0;
}

.author-info h4 {
  font-size: 1.25rem;
  margin-bottom: var(--space-xs);
}

.author-title {
  color: var(--primary);
  font-weight: 600;
  font-size: 0.95rem;
  margin-bottom: var(--space-sm);
}

.author-bio {
  color: var(--dark-gray);
  margin-bottom: var(--space-md);
  font-size: 0.95rem;
}

.author-credentials {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-sm);
}

.author-credential {
  background: var(--white);
  padding: var(--space-xs) var(--space-md);
  border-radius: var(--radius-full);
  font-size: 0.8rem;
  color: var(--dark-gray);
  border: 1px solid var(--light-gray);
}

@media (max-width: 600px) {
  .author-box {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }
  
  .author-credentials {
    justify-content: center;
  }
}

/* ====================================
   BREADCRUMB
   ==================================== */
.breadcrumb {
  padding: var(--space-md) 0;
  background: var(--off-white);
  border-bottom: 1px solid var(--light-gray);
}

.breadcrumb-list {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  list-style: none;
  font-size: 0.9rem;
}

.breadcrumb-list li {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.breadcrumb-list li::after {
  content: '/';
  color: var(--medium-gray);
}

.breadcrumb-list li:last-child::after {
  display: none;
}

.breadcrumb-list a {
  color: var(--dark-gray);
}

.breadcrumb-list a:hover {
  color: var(--primary);
}

.breadcrumb-list .current {
  color: var(--primary);
  font-weight: 600;
}

/* ====================================
   PAGE HEADER
   ==================================== */
.page-header {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: var(--white);
  padding: var(--space-3xl) 0;
  text-align: center;
}

.page-header h1 {
  color: var(--white);
  margin-bottom: var(--space-md);
}

.page-header p {
  font-size: 1.25rem;
  opacity: 0.9;
  max-width: 600px;
  margin: 0 auto;
}

/* ====================================
   CONTENT STYLES
   ==================================== */
.content-section {
  padding: var(--space-3xl) 0;
}

.content-wrapper {
  max-width: 800px;
  margin: 0 auto;
}

.content-wrapper h2 {
  margin-top: var(--space-2xl);
  margin-bottom: var(--space-md);
}

.content-wrapper h3 {
  margin-top: var(--space-xl);
  margin-bottom: var(--space-md);
}

.content-wrapper ul,
.content-wrapper ol {
  margin-bottom: var(--space-lg);
  padding-left: var(--space-xl);
}

.content-wrapper li {
  margin-bottom: var(--space-sm);
}

.content-wrapper blockquote {
  background: var(--off-white);
  border-left: 4px solid var(--primary);
  padding: var(--space-lg);
  margin: var(--space-xl) 0;
  font-style: italic;
  color: var(--dark-gray);
}

/* ====================================
   TABLES
   ==================================== */
.table-responsive {
  overflow-x: auto;
  margin: var(--space-xl) 0;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.data-table th,
.data-table td {
  padding: var(--space-md) var(--space-lg);
  text-align: left;
  border-bottom: 1px solid var(--light-gray);
}

.data-table th {
  background: var(--primary);
  color: var(--white);
  font-weight: 600;
}

.data-table tr:last-child td {
  border-bottom: none;
}

.data-table tr:hover td {
  background: var(--off-white);
}

/* ====================================
   FOOTER
   ==================================== */
.footer {
  background: var(--charcoal);
  color: var(--white);
  padding: var(--space-4xl) 0 var(--space-xl);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-3xl);
  margin-bottom: var(--space-3xl);
}

.footer-brand p {
  color: rgba(255,255,255,0.7);
  margin: var(--space-md) 0;
  font-size: 0.95rem;
}

.footer h4 {
  color: var(--white);
  font-size: 1rem;
  margin-bottom: var(--space-lg);
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 1px;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: var(--space-sm);
}

.footer-links a {
  color: rgba(255,255,255,0.7);
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: var(--accent);
}

.footer-bottom {
  padding-top: var(--space-xl);
  border-top: 1px solid rgba(255,255,255,0.1);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: var(--space-md);
  font-size: 0.9rem;
  color: rgba(255,255,255,0.6);
}

.footer-legal {
  display: flex;
  gap: var(--space-lg);
}

.footer-legal a {
  color: rgba(255,255,255,0.6);
}

.footer-legal a:hover {
  color: var(--white);
}

@media (max-width: 968px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  .footer-grid {
    grid-template-columns: 1fr;
  }
  
  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
}

/* ====================================
   UTILITIES
   ==================================== */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.mt-lg { margin-top: var(--space-lg); }
.mb-lg { margin-bottom: var(--space-lg); }
.mt-xl { margin-top: var(--space-xl); }
.mb-xl { margin-bottom: var(--space-xl); }

.hidden { display: none; }
.visible { display: block; }

/* Screen reader only */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* ====================================
   ANIMATIONS
   ==================================== */
@keyframes fadeIn {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}

.fade-in {
  animation: fadeIn 0.6s ease forwards;
}

.delay-1 { animation-delay: 0.1s; }
.delay-2 { animation-delay: 0.2s; }
.delay-3 { animation-delay: 0.3s; }
.delay-4 { animation-delay: 0.4s; }

/* ====================================
   PRINT STYLES
   ==================================== */
@media print {
  .header,
  .footer,
  .btn,
  .cta-banner {
    display: none;
  }
  
  body {
    font-size: 12pt;
    color: black;
  }
  
  a {
    text-decoration: underline;
  }
}